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Siddharth Venkataramakrishnan

Banking and fintech correspondent

Sid is the FT's banking and fintech correspondent, covering topics including challenger banks, the future of cash and the mortgage market. Other roles have included capital markets reporter, European technology correspondent - for which he received a MHP 30 under 30 To Watch award in 2020 - and leader writer.

Sid also writes the FT's Future of Money newsletter, which is sent every Monday. Sign up here

Email Siddharth Venkataramakrishnan @SVR13  on Twitter (link opens in a new browser window)

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  • Sunday, 3 December, 2023
    European business schools
    Beyond tech: the extra skills needed to future-proof careers

    What should business students know to prepare for a fast-changing technological future?

    A woman looking up an electronic board, which is reflected on her eyeglasses
  • Thursday, 16 November, 2023
    Special ReportDiversity Leaders
    UK lender Nationwide moves with the diversity times

    Commercial banks are seen to be making progress though not without criticism of industry’s overall D&I performance

    Shoppers walk past a branch of Nationwide building society in the centre of York.
  • Wednesday, 15 November, 2023
    FT SeriesTech Champions
    WorldRemit taps into demand for easier international money transfers

    The UK fintech has grown by enabling migrant workers to make low-cost remittances, but it faces stiff competition

    The WorldRemit logo displayed on a smartphone
  • Friday, 3 November, 2023
    Savings accounts
    Challenger banks look to exploit higher savings rates

    Newcomers offer more attractive deals than incumbents in a bid to win market share. Will savers respond?

  • Tuesday, 31 October, 2023
    Financial Conduct Authority UK
    Frequent ‘buy now, pay later’ users more likely to be in financial straits

    FCA findings will add to concerns about lack of regulation of sector amid sharp rise in use of such credit

    A Klarna app logo on a mobile phone
  • Sunday, 22 October, 2023
    Revolut Ltd
    Will Revolut ever get a British banking licence?

    The fintech’s share simplification deal with SoftBank removes just one regulatory concern

    A montage of a photo of Nikolay Storonsky, logos of FCA and Bank of England and a Revolut card
  • Sunday, 15 October, 2023
    Executive MBA
    Can business schools teach leaders when AI is the real deal?

    What Oppenheimer and Franz Liszt tell us about what artificial intelligence means for business

    A smart phone on top of two open dictionaries displays the OpenAI page
  • Thursday, 12 October, 2023
    Q&APersonal Finance
    Need to Know: What do Metro Bank’s financial woes mean for customers?

    There are consequences for both borrowers and savers

  • Monday, 9 October, 2023
    Metro Bank
    Metro Bank backs branch model after striking financing deal

    UK challenger bank announces £325mn capital raise and £600mn of debt refinancing

    A Metro Bank branch in London
  • Saturday, 7 October, 2023
    Metro Bank
    Metro Bank board to meet bondholders over refinancing package

    Shawbrook remains interested in UK high street lender despite rebuffed offer

  • Friday, 6 October, 2023
    ExplainerMetro Bank
    How Metro Bank’s challenging week unfolded

    The UK high street lender is on the hunt for £600mn to shore up its balance sheet

    Montage of Robert Sharpe, chair of Metro Bank, and Metro Bank location
  • Tuesday, 3 October, 2023
    Revolut Ltd
    Revolut strikes share deal with SoftBank to remove barrier to UK licence

    Britain’s most valuable fintech still faces obstacles to gaining Bank of England approval

    Nik Storonsky
  • Tuesday, 26 September, 2023
    Cryptocurrencies
    Chase UK to ban cryptocurrency purchases over fraud fears

    JPMorgan’s UK bank the latest to limit consumers’ abilities to buy volatile assets

    Smartphone screen showing Chase website
  • Tuesday, 26 September, 2023
    EY
    Santander ditched EY as financial crime consultant over alleged failings

    Group refunded bank millions of pounds after its work ‘went badly wrong over an extended period’

    People sitting on benches with a Santander cashpoint behind them
  • Friday, 22 September, 2023
    Special ReportInnovative Lawyers: Europe
    Law firms push blockchain work in finance despite ‘cryptowinter’

    Complex IT deals demand expert advice

    Market analysis on a digital monitor
  • Thursday, 21 September, 2023
    UK interest rates
    UK mortgage rates set to fall after BoE knife-edge vote

    Decision to hold interest rates will be welcomed by prospective homebuyers and property sector

    A man takes down a For Sale sign outside a house
  • Tuesday, 19 September, 2023
    Revolut Ltd
    Revolut granted extension on annual results for second consecutive year

    Companies House gives UK fintech until end of December to file its results

    Revolut card
  • Friday, 15 September, 2023
    FT News Briefing podcast9 min listen
    Digital cash and culture wars

    ECB raises interest rates to all-time high

  • Thursday, 14 September, 2023
    UK financial regulation
    UK regulator curbs misleading promotions of lifetime mortgages

    Financial Conduct Authority warns that companies must follow new consumer duty

    Aerial view of terraced houses in south west London.
  • Wednesday, 13 September, 2023
    Digital banking
    UK cash use grows for first time in a decade

    Debit card usage rises even faster, reaching 50 per cent of payments in 2022

  • Tuesday, 12 September, 2023
    UK mortgage rates
    UK mortgage lenders push through further rate cuts

    Nationwide, Santander and smaller providers drop prices this week

    Terraced houses in Liverpool
  • Tuesday, 12 September, 2023
    Metro Bank
    Metro Bank admits capital relief delayed

    UK challenger lender has spent years seeking approval to use internal models to cut charges

    Metro Bank signs outside a branch in London
  • Sunday, 10 September, 2023
    Business education
    Driving diversity amid adversity

    Practitioners discuss creating a cultural shift — and the role of business schools

    A group of businesspeople having a meeting in a modern office
  • Thursday, 7 September, 2023
    Mortgages
    Perenna to offer 30-year mortgages after regulatory approval

    UK-based specialist lender will launch long-term, fixed-rate home loans this year

    For sale and to let signs for homes
  • Wednesday, 6 September, 2023
    NatWest Group
    NatWest appoints ex-Mastercard boss Haythornthwaite as chair

    Executive will lead search for new chief after Nigel Farage controversy

    A sign outside a NatWest branch in London
Previous page You are on page 1 Next page

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